Business Banking

Business Checking Products

Business NOW
   Sole Proprietorships Only
   Interest Bearing Account
   Daily balance required to avoid maintenance fee: $1,000
   Monthly maintenance fee: $8.00
   Per item charge:*
        100 or fewer: Free
        101 or more: .30

Small Business Checking
   No minimum balance
   No monthly maintenance fee
   Per item charge:*
        100 or fewer: Free
        101 or more: .30

Mid-Size Business Checking
   Daily balance required to avoid maintenance fee: $500
   Monthly maintenance fee: $8.00
   Per item charge:*
       250 or fewer: Free
       251 or more: .30

Business Checking
   Monthly maintenance fee: $10.00
   Per debit charge: .25
   ACH credit item: .14
   Per deposit charge: .50
   Deposited item charge:
   On-us: .05
   Not on-us: .10
   Earnings credit based on the average collected balance and earnings credit rate established at the bank’s discretion.
   Sweep accounts available for a monthly fee of $35.

*Includes debits, credits and deposited items. On-us deposited items not included.

Cash Management Services

Take advantage of Community Bank CBD’s Cash Management Services by working with our Business Banking Specialist to assist your business in streamlining processes, adding audit controls or automating your business accounts. Our specialist can review your business accounts to evaluate how we can save you money and help make your business run more efficiently by utilizing our various business products. Some of the services we offer are:

Sweep Repo – Sweep excess funds automatically into a Repurchase Agreement, earning you daily interest while saving you time.
Direct Deposit/ACH – Utilize our Business On-Line Banking service for ACH capability and offer your employees Direct Deposit; This will also eliminate check float and reduces check fraud while providing efficiency.
Remote Capture – Have the ability to scan checks right from your office improving funds availability and saving you time and costs.
Zero Balance Accounts – These accounts will eliminate excess balances in multiple accounts, thus reducing the risk of overdrafts from having to transfer funds while maximizing your balances for investments.
Periodical Account Analysis – Let our Specialist periodically review your accounts to ensure that you are using the right products.
Other Services – Ask our specialist about the many other products and services we offer including Business Credit Cards, Merchant Services and Health Savings Accounts.

Business Online Banking

Online Banking for Businesses
Tired of writing checks or calling the bank to see if a check cleared? Look no further, Community Bank CBD offers several options for your online banking needs. Call a personal banker today for more information on how you can access your account online!

Business Internet Limited Free — No Monthly Fee
   Review statements
   Transfer funds between accounts
View cleared check copies
   Make loan payments and advances
   Export account information

Business Internet Advantage – $10 per month
   Review statements
   Multiple employee sign on’s and access levels
   Transfer funds between accounts
   View cleared check copies
   Make loan payments and advances
   Export account information
   One time set-up fee of $25

Business Internet Advantage Plus — $20 per month
   Review statements
   Multiple employee sign on’s and access levels
   Transfer funds between accounts
   View cleared check copies
   Make loan payments and advances
   Export account information
   Generate ACH transfers such as Direct Deposit Payroll
   One time set-up fee of $25