Personal Banking

Checking
We’ve designed our full service checking account programs to meet your needs. Whether a free checking account fits your style or you’re looking to earn a competitive interest rate, you will find an account that’s right for you.

Savings
Just starting a savings account or have funds you want to invest? We offer a savings program for you providing you with the liquidity or access of your funds. Watch your savings balances grow by setting up an automatic transfer from your checking account.

Certificates of Deposit
Perfect for a specific amount of time you would like to invest your funds. These funds are locked in for a set length of time with a competitive interest rate. CD’s offer the flexibility for short and long-term financial goals.

CDARS
For those investments that will exceed FDIC insurance coverage, Community Bank CBD can provide you with Certificates of Deposit up to 50 million, while still remaining local and accessible.

Home Equity Loans and Lines
Using the equity in your home to work for you, whether it’s debt consolidation, remodeling, college expenses, vehicle purchases or that dream vacation. A home equity loan would be used to fund a one time expense while the home equity line of credit makes funds available as you need them on an ongoing basis. Best yet, all decisions are made locally.

Personal Loans
Personal loans are tailored and flexible to meet your borrowing needs. Whether it’s a purchase of a vehicle, boat, RV, or motorcycle our professionals can tailor the size and term to meet your specific needs. With decisions made locally you can make your purchase in no time.

Visa Credit Card
Community Bank CBD offers it’s own Visa Credit Card. No more dealing with an 800 number, you can talk to one of our local professionals. Apply for a VISA credit card and find a credit card that meets your needs from low rates to no annual fee.

Personal Reserve Accounts
These types of lines of credit are tied directly to your checking account. This provides you with the peace of mind and protection against overdraft fees by automatically transferring reserves to your checking account. Avoid the embarrassment of overdrawing your account and talk to one of our professionals today.

Additional Services

  • Automatic Transfers
  • Cashier’s Checks
  • Check Safekeeping
  • Combined Account Statements
  • Direct Deposit
  • Fax Machine
  • Money Orders
  • Notary Services
  • Photocopies
  • Safe Deposit Boxes
  • VISA Travel and Gift Cards
  • ATM Cards
  • Debit Cards- click here for more information
  • U.S. Savings Bonds Redemption
  • Wire Transfers
  • eStatements- click here for more information
  • CDARS- click here for more information