Platinum Checking

• Minimum opening balance of $2,500
• Earn Interest
• If balance falls below minimum daily balance of $2,500, an $8 Monthly Maintenance Fee will be assessed along with $.20 for each debit.
• $2,500 related balance in Savings, Certificate, Money Market or IRA to avoid Monthly Maintenance Fee
• Free online banking
• Online Bill Pay**
• Free ATM or Debit Card *
• No annual fee Personal Reserve Account*
• No fee Money Orders or Cashiers Checks
• 50% discount on available Safe Deposit Boxes
• No fee on pre-selected check styles

NOW Checking

• Minimum opening balance of $1,000
• Earn interest
• If balance falls below the minimum daily balance of $1,000, a $7 Monthly Maintenance Fee will be assessed along with $.20 per debit.
• $2,000 related balances in Savings, Certificate, Money Market or IRA to avoid Monthly Maintenance Fee
• Free online banking
• Online Bill Pay**
• No annual fee ATM or Debit Card*
• No annual fee Personal Reserve Account*

E~Connect Checking

• Minimum opening balance of $100
• No Monthly Service Charge
• No minimim balance required
• Free ATM or Debit Card*
• Free online banking
• Online Bill Pay**
• No annual fee Personal Reserve Account*
• No fee on pre-selected check styles
• E~Statement required

Community Checking

• Minimum opening balance of $100
• No Monthly Service Charge
• No minimum balance required
• Free online banking
• Online Bill Pay**
• No annual fee ATM Card or Debit Card*
• No annual fee Personal Reserve Account*

Health Savings Account

• Earn Interest
• Free ATM/Debit Card
• Statement monthly
• Unlimited Check writing
• Complimentary 50 pack of checks

* Subject to credit approval. See Fee Schedule for annual fees.

**No fee for online bill pay program as long as customer pays or receives a bill within a 30 day period.  See Fee Schedule for Bill Pay Inactive Fee.