Credit Report

Reviewing your credit report is an essential step to not only combat identity fraud, but also to prepare for major life events such as buying your first car or a new home. 

Keeping track of your credit is an important way to safeguard yourself from identity theft.    You  may see the first signs of misused personal information from this report, making it very important to review on a regular basis.  Quickly disputing any discrepancies on your credit report is essential to keep your credit in good standing.  You have the right to receive a free copy of your credit report every 12 months from each of the 3 nationwide credit reporting companies.

You can get your free credit report at AnnualCreditReport.com 
or by calling 1-877-322-8228.  Be prepared to provide the following information:

  • Name
  • Address
  • Social Security Number
  • Date of Birth
  • Answers to questions that only you would know concerning your credit accounts (ie. Mortgage Pymt Amount)

 

If you believe that you are the victim of identity theft, please click the link below to access information provided by the Federal Trade Commission on what to do if your identity has been stolen.

http://www.ftc.gov/bcp/edu/pubs/consumer/idtheft/idt04.pdf

 

**Information above provided by www.ftc.gov information on identity theft.